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  • I had often heard that banks were "for profit" entities, whose primary purpose was to generate money for their stockholders, while credit unions were "nonprofit", whose primary purpose was to provide services to their members.
    hence the different taxation rules
    but perhaps that has changed, I dunno.

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    • Originally posted by Neighbor View Post

      Completely false.
      Credit unions due pay taxes on deposits. Not earnings.
      Are you talking about the NCUA tax which is like the FDIC tax banks pay? Banks also pay to the FDIC on top of being taxed on earnings? Otherwise you can go here https://www.nafcu.org/cutaxexemption/background and read about their taxation or lack there of. The UNI credit union still serves employees of the university, but the Verdians, Dupacos and Green States are essentially full fledged banks playing by different taxation rules and not serving their original purpose IMO.

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      • ...I had no idea that me generalizing two different financial institutions as the same thing because I was busy would lead to such a long conversation.

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        • Originally posted by hoopfan View Post
          The UNI credit union still serves employees of the university, but the Verdians, Dupacos and Green States are essentially full fledged banks playing by different taxation rules and not serving their original purpose IMO.
          I don't see why having strict membership criteria vs. being available to the general public is the key defining difference.
          it is more about being nonprofit or for-profit

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          • Originally posted by vbfan19 View Post
            I don't see why having strict membership criteria vs. being available to the general public is the key defining difference.
            it is more about being nonprofit or for-profit
            Credit unions have less strict membership criteria than in the past. Had to evolve to survive. Failure to change with the times leads to closure.

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            • Did I stumble onto the website for the Office of the Comptroller of the Currency?
              Winning is more fun than losing.

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              • Originally posted by Blue42 View Post
                Did I stumble onto the website for the Office of the Comptroller of the Currency?
                Nope just people going on a detour.
                Last edited by panthergirl123; 04-25-2022, 06:17 PM.

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                • Huge discount on new season tickets for UNI football available for the next couple days in honor of Penning's draft pick.

                  $70 off including premium sections.

                  Now's your chance if you've been considering getting season tix.

                  $79 per seat. 6 games.
                  Winning is more fun than losing.

                  Comment


                  • That's actually not too bad of a price.

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                    • It's great marketing - a great idea. People need to take advantage of it.
                      "...the Northern Iowa men's basketball team reached the ultimate highs before hitting a devastating low. Unexpected success, followed by unimaginable failure. And they owned it -- all of it -- for the world to see. Like men. Like leaders. Like champions -- in a way no tournament bracket could ever define."

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                      • Originally posted by sevelev711 View Post
                        That's actually not too bad of a price.
                        $13 a game...getting close to your target?
                        Winning is more fun than losing.

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                        • I know this doesn't really fit in this thread but I also didn't want to start a new one...

                          Senior Woman Administrator and Deputy AD Christina Royball has been named Athletic Director at Northern Kentucky.

                          Huge congrats to her and a chance to get some new blood (and hopefully some charisma) into a senior Athletic Department position.
                          #MACtion

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                          • Good opportunity to find someone with a strong fundraising background who may have been a female college athlete. The administrative stuff can be learned on the job, and most of our women's sports are in good hands.
                            __________________
                            The McLoud Center -Bob Lutz, Wichita Eagle, 2/3/2010

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